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AFS Mortgage is one of the leading mortgage resources for homebuyer’s throughout the state of Florida. Our company is a privately-owned family business, located in Tallahassee, Florida. Founded in 2001, AFS Mortgage has helped thousands of homebuyers obtain the American dream of home ownership. Our highest priority is customer service!


AFS Mortgage works along with the top lenders in the industry to obtain the best rate of the day. We utilize several loan products to ensure our clients purchase a home they can afford. The most important item that separates us from other banks, we do not charge our clients any fees- that is right no fees at all. In other words, if a customer doesn’t receive keys to their home - we don’t get paid. We are strictly paid by the banks we use. Furthermore, AFS Mortgage offers a wide variety of loan products, such as VA, FHA, USDA, Conventional and Reverse Mortgages.


Purchasing a home may seem overwhelming; however, AFS Mortgage efficiently processes every loan. We strive to provide exceptional customer service in order to ease your mind, keep you up to date on your loan and take care of you every step of the way.


Hector Delao owner of AFS Mortgage and mortgage professional for over twenty years holds a degree in business administration from Florida State University. He provides outstanding customer service and skilfully negotiates with his client’s best interest at heart. He educates customers throughout every step of the process, so they achieve the American dream of home ownership. We offer credit counselling to our clients free of charge.